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Financial Advisors in Carpinteria, CA: 2026 rankings

49 financial advisors ranked by RFA ScoreUpdated 0 paid placements in this rankingHow we rank →

The short answer

  1. 1

    Highest RFA Score in Carpinteria: Legacy One Financial, LPL Financial - Gaea Rae Dawn, RFA Score 67/100; 5.0★ from 35 Google reviews.

  2. 17

    Most-reviewed: American Legacy Solutions, 68 Google reviews at 4.9★, the most of 49 ranked; ranked #17.

Rankings can't be bought. Financial advisors can't pay to change their rank or score. How we rank

49 Carpinteria financial advisors are ranked here by RFA Score, from eight published factors. 10 open Saturdays and 2 open Sundays, based on posted hours. The median Google rating is 5.0★ across 49 rated firms.

Top 10 financial advisors in Carpinteria at a glance

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Top 10 financial advisors in Carpinteria at a glance
RankBusinessRFA ScoreGoogle ratingBased inHoursNotable for
1Legacy One Financial, LPL Financial - Gaea Rae Dawn675.0★ (35)Ventura, 16 mi away—Top score
2Frans Visser Insurance665.0★ (21)Oxnard, 9 mi awaySat—
3Omega Financial Group, LLC655.0★ (17)Santa Barbara, 10 mi away——
4Monarch Wealth Strategies - Santa Barbara655.0★ (16)Santa Barbara, 10 mi away——
5Mission Wealth645.0★ (15)Santa Barbara, 11 mi away——
6Foronjy Financial635.0★ (12)Santa Barbara, 10 mi away——
7Harbor Hills Wealth Management635.0★ (10)Santa Barbara, 7 mi away——
8Strategic Path Financial Group, LLC635.0★ (23)Oxnard, 23 mi away——
9Aimpoint Investments635.0★ (10)Santa Barbara, 9 mi awaySat · Evenings—
10Bank of America Financial Center622.9★ (46)Santa Barbara, 11 mi awaySat—

All 49 financial advisors in Carpinteria, in rank order

Ordered by RFA Score, a 0–100 score from eight published factors. Paid placement never changes the order.

Ranked by RFA Score from public data such as Google reviews, not by investment performance; sponsored listings are paid, shown separately and never change rank.

Scores below: based on 6 of 8 factors; registration and recency not yet collected. Hatched segments mark factors we don't have yet.

  1. Ranked #1 in Carpinteria

    #1 Legacy One Financial, LPL Financial - Gaea Rae Dawn

    Based in Ventura, 16 mi away

    67/100RFA Score

    Ranked #1 because of its Google rating and specialty focus: 5.0★ from 35 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 35 Google reviews
    Hours
    Mon–Tue 9 AM–4 PM · Wed 8:30 AM–4 PM · Thu 9 AM–4 PM · Fri 9 AM–2 PM · Sat–Sun closed
    Address
    965 E Main St, Ventura, CA 93001
    View profile for Legacy One Financial, LPL Financial - Gaea Rae Dawn(805) 330-9680

  5. #5 Mission Wealth

    Based in Santa Barbara, 11 mi away

    64/100RFA Score

    Ranked #5 because of its Google rating and specialty focus: 5.0★ from 15 Google reviews, listed on Google as “Financial advisor”.

    • 5.0★ from 15 Google reviews
    Hours
    Mon–Fri 8 AM–5 PM · Sat–Sun closed
    Address
    1111 Chapala St 3rd Floor, Santa Barbara, CA 93101
    View profile for Mission Wealth(805) 882-2360

  6. #6 Foronjy Financial

    Based in Santa Barbara, 10 mi away

    63/100RFA Score

    Ranked #6 because of its Google rating and specialty focus: 5.0★ from 12 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 12 Google reviews
    Hours
    Mon–Fri 8:30 AM–4:30 PM · Sat–Sun closed
    Address
    401 Chapala St Apt 105, Santa Barbara, CA 93101
    View profile for Foronjy Financial(805) 880-9444

  11. #11 Flux Credit

    Based in Ventura, 19 mi away

    62/100RFA Score

    Ranked #11 because of its Google rating and specialty focus: 3.8★ from 26 Google reviews, listed on Google as “Financial consultant”.

    • 3.8★ from 26 Google reviews
    Hours
    Mon–Thu 7 AM–6 PM · Fri 7 AM–4 PM · Sat–Sun 9 AM–5 PM
    Address
    4732 Telephone Rd Suite #E, Ventura, CA 93003
    View profile for Flux Credit(866) 358-9218

  14. #14 Charles Schwab

    Based in Santa Barbara, 11 mi away

    61/100RFA Score

    Ranked #14 because of its Google rating and specialty focus: 3.1★ from 14 Google reviews, listed on Google as “Financial consultant”.

    • 3.1★ from 14 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    900 Chapala St Ste 100, Santa Barbara, CA 93101
    View profile for Charles Schwab(805) 884-4218

  16. #16 Fidelity Investments

    Based in Santa Barbara, 13 mi away

    60/100RFA Score

    Ranked #16 because of its Google rating and specialty focus: 3.3★ from 15 Google reviews, listed on Google as “Financial planner”.

    • 3.3★ from 15 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    3793 State St, Santa Barbara, CA 93105
    View profile for Fidelity Investments(800) 622-0603

  18. #18 Cerity Partners

    Based in Santa Barbara, 11 mi away

    60/100RFA Score

    Ranked #18 because of its Google rating and specialty focus: 5.0★ from 5 Google reviews, listed on Google as “Financial planner”.

    • 5.0★ from 5 Google reviews
    Hours
    Mon–Fri 8:30 AM–5 PM · Sat–Sun closed
    Address
    1435 Anacapa St, Santa Barbara, CA 93101
    View profile for Cerity Partners(805) 962-9131

  20. #20 BMO Bank N.A Branches

    Based in Oxnard, 22 mi away

    59/100RFA Score

    Ranked #20 because of its Google rating and specialty focus: 3.4★ from 22 Google reviews, listed on Google as “Financial planner”.

    • 3.4★ from 22 Google reviews
    Hours
    Mon–Fri 9 AM–5 PM · Sat 9 AM–12 PM · Sun closed
    Address
    371 W Esplanade Dr, Oxnard, CA 93036
    View profile for BMO Bank N.A Branches(805) 981-8781

All 49 financial advisors

#1 to #25 are shown in full above. Here are #26 to #49, in RFA Score order; each links to its profile.

financial advisors in Carpinteria, ranks 26 to 49
RankBusinessRFA ScoreGoogle ratingDistance
26Bank of America (with Drive-thru ATM)592.4★ (52)18 mi
27Integrity Wealth Advisors584.3★ (6)16 mi
28First Command Financial Advisor - Danielle Sanchez585.0★ (6)18 mi
29Alpha Investment Management583.4★ (5)12 mi
30Painted Porch Advisors585.0★ (4)14 mi
31Blom Levy & Co.585.0★ (5)16 mi
32Arlington Financial Advisors585.0★ (3)10 mi
33Bank of America Financial Center582.6★ (50)23 mi
34Bank of America Financial Center582.6★ (40)22 mi
35Powell Wealth Management585.0★ (3)11 mi
36Swan Retirement Planning585.0★ (4)15 mi
37Bank of America Financial Center572.1★ (37)17 mi
38Santa Barbara Pension Consultants, Inc.573.7★ (3)11 mi
39Maranantha Financial575.0★ (4)17 mi
40Lifetime Planning, Inc575.0★ (4)17 mi
41Kelly and Associates CPA574.2★ (5)20 mi
42Charles Schwab564.3★ (6)23 mi
43Morgan Stanley Financial Advisors564.3★ (6)23 mi
44The Lynd Group565.0★ (3)20 mi
45Bank of America Financial Center551.9★ (48)23 mi
46Prospera Succession Partners - Oxnard555.0★ (3)22 mi
47Mission Realty543.7★ (3)23 mi
48Nasif, Hicks, Harris & Co., LLP494.2★ (5)11 mi
49SCORE473.7★ (3)11 mi

Also serving Carpinteria

20 more financial advisors within 25 mi that we can't rank yet: too few reviews, or a specialty we couldn't confirm. Listed A to Z.

Unranked financial advisors serving Carpinteria
BusinessGoogle ratingDistance
Anderson Financial Solutions5.0★ (2)11 mi
Aztec Financial Services5.0★ (2)23 mi
bart ketterling5.0★ (2)17 mi
Bourke Wealth Management Certified Financial Planner5.0★ (2)10 mi
Brian Boyle - Thrivent3.0★ (2)17 mi
Business Power Tools5.0★ (2)11 mi
Cresset3.0★ (2)10 mi
Edward Jones - Financial Advisor: Josh Kane, CFP®|ChFC®|AAMS®5.0★ (2)12 mi
Edward Jones - Financial Advisor: Samantha F AndersonIn Carpinteria
First Command3.0★ (2)18 mi
gIn Carpinteria
Hoffman & Associates Financial5.0★ (2)15 mi
Investment Group-Santa Barbara5.0★ (2)7 mi
Mariner5.0★ (2)15 mi
Nonprofit Professional ServicesIn Carpinteria
Raymond James Financial ServicesIn Carpinteria
Santa Barbara Fiduciary3.0★ (2)7 mi
Stifel5.0★ (2)11 mi
The Options ClubIn Carpinteria
Wells Fargo Advisors3.5★ (2)13 mi

How we ranked Carpinteria financial advisors

We scored 49 Carpinteria financial advisors on eight factors, weighted as shown. A firm is ranked when its specialty is confirmed and it has 3 or more Google reviews or a claimed profile. A firm with no Google reviews scores zero on rating, review volume and recency. Other unknown factors are left out, not counted as zero. Scores last refreshed November 9, 2026.

Paid placement never changes a rank or score. Sponsored businesses are paid, labelled, limited to 3 and shown above the ranking, outside it.

Read the full method: formula, sources and exclusions

RFA Score factors and weights
FactorWeightComputed fromIn Carpinteria data
Reputation30%Google star rating, adjusted for how many reviews back it (client experience, not investment results)Measured
Registration20%Active SEC, state or Canadian securities registration matched in public records (not yet measured)Not yet collected
Review volume10%Number of Google reviews, compared with the most-reviewed firm on the listMeasured
Recency5%Share of reviews from the last 12 monthsNot yet collected
Specialty focus15%How clearly the firm offers this specialty (its Google category and name)Measured
Proximity5%Based in the city scores highest, less the farther away it isMeasured
Claimed profile10%The firm has claimed its Ranked Financial Advisors profile (free or paid earn the same)Measured
Partnered5%The firm links to Ranked Financial Advisors from its own website with our badge, checked periodicallyMeasured

How to choose a financial advisor

  1. Confirm the financial advisor and the firm are registered: Investor.gov and FINRA BrokerCheck in the US, the CSA National Registration Search in Canada. Read any disclosure events.
  2. Ask whether they act as a fiduciary on your account at all times, and get the answer in writing.
  3. Ask how they are paid: a percentage of assets, flat or hourly fees, a retainer, commissions, or a mix. Each creates different conflicts of interest.
  4. Read the firm’s Form CRS and Form ADV Part 2A brochure (fees, services, conflicts, disciplinary history) before you sign.
  5. Check designations with the body that grants them, such as the CFP Board for CFP® professionals.
  6. Ask about account minimums and who holds your money: your assets should sit with an independent custodian in your name.
  7. Compare at least two or three firms, and be wary of anyone who promises returns or pushes you to decide quickly.

Questions to ask a financial advisor

  • Are you a fiduciary for all of the advice you give me, and will you put that in writing?
  • How are you paid, in total dollars per year for an account like mine? Do you earn commissions or other payments from product providers?
  • Which registrations and designations do you hold, and where can I verify them?
  • Who will hold my assets, and how will I see statements directly from that custodian?
  • What services are included in your fee, and what would cost extra with you as my financial advisor?
  • Do you have a minimum account size or minimum fee?
  • Have you or your firm had any complaints or disciplinary actions? Where would I see them?
  • How often will we meet, and who will I work with day to day?
  • What happens to my plan or accounts if you retire or leave the firm?

Terms explained

Fiduciary
Someone legally required to act in a client’s interest. In the US, registered investment advisers owe their clients a fiduciary duty of care and loyalty under the Investment Advisers Act of 1940.
Registered investment adviser (RIA)
A firm registered with the SEC or a state securities regulator to give investment advice for pay. Most firms managing $100 million or more register with the SEC; smaller firms usually register with their state.
Investment adviser representative (IAR)
A person who gives advice on behalf of a registered investment adviser, usually registered with the states where they work.
Broker-dealer
A firm that buys and sells securities for customers. US broker-dealers are members of FINRA; their registered representatives typically earn commissions.
Regulation Best Interest (Reg BI)
The SEC rule, in force since June 30, 2020, requiring broker-dealers to act in a retail customer’s best interest when recommending a security or account type.
Form ADV
The registration form every investment adviser files. Part 1 holds facts about the firm; Part 2A, the brochure, describes services, fees, conflicts of interest and disciplinary history in plain English.
Form CRS
A short relationship summary that advisers and broker-dealers give retail investors, covering services, fees, conflicts, standard of conduct and disciplinary history.
CRD number
The Central Registration Depository number FINRA and the SEC assign to each firm and registered person; use it to look them up on Investor.gov or BrokerCheck.
Assets under management (AUM) fee
A yearly fee set as a percentage of the money an advisor manages for you. Advisor surveys have put the median around 1% on accounts up to $1 million, lower on larger accounts.
Fee-only
An advisor paid only by clients, with no commissions or other payments from product providers.
Fee-based
An advisor who charges client fees and may also earn commissions on some products. It is not the same as fee-only.
CFP® professional
A person certified by the CFP Board after meeting education, exam, experience and ethics requirements. The CFP Board requires them to act as a fiduciary when giving financial advice.

Financial advisors in Carpinteria: frequently asked questions

Which financial advisor has the highest RFA Score in Carpinteria?

By RFA Score, the highest-ranked financial advisor in Carpinteria, CA is Legacy One Financial, LPL Financial - Gaea Rae Dawn with an RFA Score of 67/100. It has 5.0★ from 35 Google reviews. Frans Visser Insurance (#2) and Omega Financial Group, LLC (#3) follow. We ranked 49 financial advisors on eight factors, last updated November 9, 2026.

How many financial advisors are there in Carpinteria?

RankedFinancialAdvisors ranks 49 financial advisors serving Carpinteria, CA. 1 of them is based in Carpinteria; the rest serve it from nearby towns. Another 20 within 25 mi are listed but not ranked yet. Counts are as of November 2026.

Which financial advisors in Carpinteria work on weekends?

10 of 49 ranked financial advisors post Saturday hours and 2 post Sunday hours. The highest-ranked open Saturdays are Frans Visser Insurance (#2), Aimpoint Investments (#9) and Bank of America Financial Center (#10). Many advisors meet by appointment, including evenings or by video, outside their posted office hours.

What Google rating do Carpinteria financial advisors have?

The median Google rating among 49 rated financial advisors in Carpinteria is 5.0★, with a median of 6 reviews. American Legacy Solutions has the most, 68 reviews, and ranks #17. We adjust ratings for review count, so a few five-star reviews cannot top the list.

How does RankedFinancialAdvisors rank financial advisors?

Each financial advisor gets a 0–100 RFA Score from eight published factors, led by reputation (30%), specialty focus (15%), review volume (10%) and claimed profile (10%). A firm with no Google reviews scores zero on rating, review volume and recency; other factors we cannot measure are left out. Only firms with a confirmed specialty and 3 or more reviews, or a claimed profile, are ranked.

Do financial advisors outside Carpinteria count in this ranking?

Yes, if they are within 25 mi of the Carpinteria city center, our service radius for financial advisors. Each listing shows where the firm is based and how far away it is. Proximity is 5% of the RFA Score, so a nearby firm gets a small edge.

Can financial advisors pay to rank higher on RankedFinancialAdvisors?

No. The RFA Score never reads payment status, and this ranking has 0 paid placements. Up to 3 Featured firms may appear above the list, labelled Sponsored and showing their honest rank.

What does a financial advisor do?

Financial advisors help clients plan and manage their money, from budgeting and saving to investing, retirement and estate questions. In the US they work as registered investment adviser representatives, as broker-dealer representatives, or both.

How are financial advisors in Carpinteria ranked?

By RFA Score: public signals such as the Google rating and review count, how clearly the firm offers financial advice and how close it is. Paid placements never change the order, and the score does not measure investment performance.

How do I check a financial advisor’s registration and record?

Search the person and the firm on Investor.gov (the SEC’s adviser search) and on FINRA BrokerCheck. A firm’s Form ADV and any disciplinary history are public there.

Is every financial advisor in Carpinteria a fiduciary?

Not necessarily. Investment adviser representatives owe a fiduciary duty on advisory accounts; broker-dealer representatives follow Regulation Best Interest when they recommend a security. Ask which applies to your account and read the firm’s Form CRS.

How much do financial advisors charge?

Fees depend on the firm and the service: a percentage of assets managed each year, a flat or hourly planning fee, a retainer, or commissions. Ask for the fee schedule in writing and read the firm’s Form ADV Part 2A brochure or, in Canada, its relationship disclosure.

Update log for Carpinteria

  1. November 2026: RFA Scores recalculated for 49 financial advisors serving Carpinteria.
  2. November 2026: 1 duplicate listing merged.

More financial advisors and Carpinteria pages