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Citizens Bank & TrustFinancial advisor in Winter Haven, FL

Citizens Bank & Trust is a financial advisor at 1120 1st St S, Winter Haven, FL 33880, ranked #10 of 73 financial advisors in Winter Haven and rated 4.5 from 12 Google reviews. Open Monday to Friday.

Facts on this page come from public sources and the firm itself. They are not a recommendation and are not checked by any regulator. Check the firm’s registration and disciplinary history on Investor.gov or FINRA BrokerCheck (in Canada, the CSA National Registration Search) and read its Form CRS and Form ADV Part 2 brochure before you hire it.

Winter Haven, FLUpdated 0 paid placements in any rankingHow we rank

Key facts

Key facts about Citizens Bank & Trust
Address1120 1st St S, Winter Haven, FL 33880Get directions
Phone(863) 291-3319
Websitecitizens-bank.com
HoursMonday to Thursday: 8:30 AM – 4 PM; Friday: 8:30 AM – 6 PM
Google rating4.5 from 12 Google reviews

Specialties

Each specialty shows the evidence we matched it on.

Service area

Serves Winter Haven and 11 towns within 25 miles: Auburndale, Haines City, Highland City, Bartow, Lake Wales, Lakeland, Lakeland Highlands, Poinciana, Four Corners, Citrus Ridge and Plant City.

Based in Winter Haven, FLView on map

Opening hours

Opening hours for Citizens Bank & Trust
DayHours
Monday8:30 AM – 4 PM
Tuesday8:30 AM – 4 PM
Wednesday8:30 AM – 4 PM
Thursday8:30 AM – 4 PM
Friday8:30 AM – 6 PM
SaturdayClosed
SundayClosed
  • Open evenings — no
  • Open Saturdays — no
  • Open Sundays — no

Questions about Citizens Bank & Trust

How is Citizens Bank & Trust ranked in Winter Haven?

Citizens Bank & Trust is ranked #10 of 73 financial advisors in Winter Haven by RFA Score, with 64 out of 100 as of November 2026. The score weighs reputation, registration, review volume, recency, specialty focus, proximity, claimed profile and partnered. No business can pay to change its rank.

What are Citizens Bank & Trust’s hours?

Citizens Bank & Trust is open Monday to Friday. Its listed hours are Monday to Thursday, 8:30 AM – 4 PM; Friday, 8:30 AM – 6 PM. It is closed on Saturdays and closed on Sundays. Hours come from the business listing; holiday hours may differ.

What areas does Citizens Bank & Trust serve?

Serves Winter Haven and 11 towns within 25 miles: Auburndale, Haines City, Highland City, Bartow, Lake Wales, Lakeland, Lakeland Highlands, Poinciana, Four Corners, Citrus Ridge and Plant City. The list is based on the business's location and the usual service radius for financial advice. Confirm your address is covered when you call.

What do Google reviews say about Citizens Bank & Trust?

Citizens Bank & Trust has a rating of 4.5 from 12 Google reviews. The RFA Score adjusts the star rating for review count, so a high rating from a few reviews counts for less than the same rating from many.

How do I contact Citizens Bank & Trust?

Call Citizens Bank & Trust on (863) 291-3319. The business is at 1120 1st St S, Winter Haven, FL 33880. Its website is linked in the key facts on this page. Ask for the firm’s Form CRS and Form ADV Part 2 brochure before you sign anything.

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Compare nearby financial advisors

Citizens Bank & Trust compared with nearby businesses
BusinessRankRFA ScoreGoogle ratingSaturdaySundayDistance away
Citizens Bank & Trust (this business)—644.5 (12)NoNo
Integrity Wealth A Division of Accurate Advisory Group#8645.0 (53)NoNo24.6 mi
Bates Capital#9645.0 (28)NoNo14.3 mi
Dwayne Miller: Primerica - Financial Services#11644.9 (9)——0.8 mi

See all 73 ranked financial advisors in Winter Haven